Rate of Interest

DEPOSITS:

S No. Particulars Existing 05.10.2021 Senior Citizen
1 30 Days to 45 Days 3.50% 3.50%
2 46 days upto 179 days 4.30% 4.30%
3 180 days and above less than 1 year 5.30% 5.30%
4 1 year and above below Rs.1 Crore 6.00% 5.75% 6.25%
5 Saving Bank deposit 3.50% 3.50%

REVISED INTEREST RATE ON LOAN & ADVANCES:

Sr No. Particulars Existing 01.10.2021
1 (I) Mortgage Term Loan If CIBIL Score is more the 750 10.00 % 10.00 %
1 (II) Mortgage Term Loan If CIBIL Score is less the 750 10.25 % 10.25 %
2 Mortgage Overdraft 11.50 % 10.75 %
3(i) Housing Loan If CIBIL Score is more the 750 7.75 % 7.25 %
3(ii) Housing Loan If CIBIL Score is less the 750 7.25 %
4 Business Team Loan 10.50 % 10.50 %
5 Consumer loan Two Wheeler 12.00 % 12.00 %
6 Four Wheeler Loan :For personal use 8.50 % 8.50 %
7 Four Wheeler loan for Commercial use 10.00 % 10.00 %
8 Four Wheeler loan for Second hand(True Value) 10.00 % 10.00 %
9 Cash credit Limit 10.00 % 10.00 %
10 Personal loan against cash security 10.50 % 10.50 %
11 Personal loan against Salary certificate 12.00 % 12.00 %
12 Education Loan 10.00 % 10.00 %
13 Solar Power Loan 10.00 % 9.80 %
  • Change in interest rate will be applicable on New as well as Existing Loan & advances from 01.10.2021