Purchase of Personal Computer and Laptop along with accessories.


All individuals including students, professionals, businessmen, shop-keepers and permanent salaried persons. Borrowers must be a lady.

In case of minor students, Mother of the student will be principal borrower. In case student is major, Mother / guardian will  be taken as co-borrower.

Quantum of Loan

70% of cost, subject to maximum Rs.50,000/-


1. Hypothecation of Personal computer / Laptop and accessories.

2. Third Party Guarantee with worth not less than the quantum of the loan amount.

Rate of Interest

12% (Floating)

Processing Charges

Rs.250/- per Loan proposal

Repayment Period

36 months

Other terms and conditions

  1. Computer / Laptop and accessories will be comprehensively insured with Bank clause through our Corporate Agency.
  2. Mother / guardian / borrower should have known source of income to repay the instalments.
  3. In case of salaried persons the take home pay should not be less than 40% after taking in to consideration present loan instalment.
  4. Income of the applicant / borrower should be ascertained from last two / three years IT Returns.

Terms and Conditions apply:

Loan at the sole discretion of The Udaipur Mahila Urban Cooperative Bank Ltd.

All disputes arising out of this scheme shall be decided by the Courts under Udaipur jurisdiction.