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Deposits:

S No. Particulars 01.11.2019 01.07.2020 Senior Citizen
1 30 Days to 45 Days 4.50% 4.50%
2 46 days upto 179 days 5.00% 5.00%
3 180 days and above less than 1 year 6.10% 6.10%
4 1 year and above below Rs.1 Crore 7.00% 6.80% 7.30%
5 1 year and above Rs.1 Crore & Above 7.20% 7.00% 7.50%
6 Saving Bank deposit below Rs. 5 Lac 4.00% 3.50%
7 Saving Bank If Average Balance is 5 Lac & above 4.50% 3.50%
8 Saving Bank If Average Balance is 10 Lac & above 5.00% 3.50%
9 Dailly Deposit Acheme for one year & above 2.50%
  • Extra Interest will be paid to Senior Citizens for one year and above @ 0.50%

INTEREST RATE ON LOAN & ADVANCES:

Sr No. Particulars Existing 01.07.2020
1 Mortgage Term Loan 10.50 % 10.00 %
2 Mortgage OD Limit 11.50 % 10.50 %
3(i) Housing Loan upto Rs.25.00 Lac 8.25 % 7.75 %
3(ii) Housing Loan About Rs.25.00 Lac 8.25 % 8.00 %
4 Business loan for purchase of fixed assets 11.00 % 10.50 %
5 Consumer loan Two Wheeler 12.00 % 12.00 %
6 Four Wheeler Loan :For personal use 9.50 % 9.50 %
7 Four Wheeler loan for Commercial use 10.50 % 10.50 %
8 Four Wheeler loan for Second hand(True Value) 10.00 % 10.00 %
9 Cash credit Limit 10.50 % 10.00 %
10 Personal loan against cash security 10.50 % 10.50 %
11 Personal loan against Salary certificate 12.00 % 12.00 %
12 Education Loan 10.00 % 10.00 %
13 Solar Power Loan 10.50 % 10.00 %
  • *New change rate will be applicable on all extisting as well as new loan & advances from 01.11.2019.
  • *Festival Offer is continue till December 2019.