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Bank Charges

Sr. No. Particulars Charges
A  RTGS
1    Rs. 1 to Rs. 5 Lac   Rs. 25/- per transaction
2    Rs. 5 Lac & above   Rs. 50/- per transaction
B  NEFT: 
1    Up to Rs. 100000/-    Nil
2    Above Rs. 1 Lac & up to Rs. 2 Lac   Rs. 15/- per transaction
3    Above Rs. 2 Lac   Rs. 25/- per transaction
C  OBC Charges (Cheques): 
 1 Up to and including Rs. 5,000/-    Rs. 25
  2  Above 5000 and up to and including 10000    Rs. 50
  3 Above 10000 and up to and including 100000    Rs. 100
  4  Above 1,00,000 Rs. 1 per Rs. 1000/- or part there of with a maximum of Rs. 500/- per instrument.
Returning charges on Cheques returned unpaid shall be 50% of normal charges as above. In case of more than one bank the charges should be shared for amount up to Rs.1 Lac  and 50% of our bank’s charges for amount above Rs.1 Lac.
D  IBC Charges (Bills) :  
  1  Up to Rs. 1000/-    Rs. 30/-
  2 Rs. 1001/- and up to Rs. 5000/-    Rs. 50/-
  3  Rs. 5001/- and up to Rs. 10000/-    Rs. 70/-
  4 Rs. 10001/- Above Rs. 50000/- Rs 7/- per Rs.1000/- or part there of with a minimum of Rs. 70/-
  5 Above Rs. 50000/- Rs.5/- per Rs.1000/- or part there of with a minimum of Rs. 275/-
 Returning charges on Bills returned unpaid shall be 50% of normal charges as above.
E  Cheque Book Issue Charges  
 Savings Account:
1 First cheque book of 15 leaves - Free and there after Rs. 2.50 per leaf
2 Cheque Book for Financial Cos. Rs. 100/- per cheque book
Current / Overdraft / Cash Credit Account:
1 First cheque book of 45 leaves - Free and there after Rs. 3/- per leaf
F Cheque Stop Payment charges:   
1  For single cheque Rs. 100/-
2 For more than one Cheque Rs. 100/- per cheque with maximum of Rs. 500/-
G  Cheque Return Charges:   
Inward (For Cheques drawn on Our Bank
1 For Financial Reasons  Rs. 100/- per cheque
 Outward (For Cheques drawn on Other Banks)
1    For Financial Reasons Rs. 100/- per cheque
H Processing Charges on Advances :  
For Cash Credit ,Overdraft Limits & Term Loan
1 Up to Rs.1 Lac NIL
2  Above Rs.1 Lac 0.50% of Loan Amount
 On Review / Renewal of Cash Credit / Overdraft Limits - 50% of normal charges, as above
I  Pay Order Commission :  
 1    Up to Rs. 500/-    Rs. 10/-
 2    Rs. 501/- to Rs. 1000/-    Rs. 15/-
 3    Rs. 1001/- to Rs. 5000/-    Rs. 20/-
 4    Rs. 5001/- to Rs. 10000/-    Rs. 25/-
 5    Rs. 10001/- Rs.1 Lac Rs. 1.25 per Rs. 1000/- or part thereof
 6 Above Rs.1 Lac & Up to Rs. 10 Lac Rs. 0.75 per Rs. 1000/- or part thereof
7  Above Rs.10 Lac & Up to Rs.50 Lac Rs.0.50 per Rs. 1000/- or part thereof
J  Inspection Charges for Cash Credit & Overdraft Limits: (to be recovered every half-year)  
 For Cash Credit & Overdraft Limits :
1    Above Rs.10 Lac  Rs.200/- for every Half year
K Incidental Charges
  Ledger Folio Charges Rs. 2.50 per entry or Rs. 100/- per page.
 L  Bank Guarantee Commission :  
 1  Secured by 100% cash margin in the shape of Bank Deposit & Cash Security  Rs.200/- plus 1% of charges
M Minimum Balance Charges:
A Saving Bank Account: Monthly average Rs.1000 Rs. 50/-
Inoperative Account transfer to Operative Rs. 100/-
B Current Account : Dailly average Rs. 3000/- R. 50/-
Inoperative Account transfer to Operative Rs. 100/-
N Loacker Rent:
1 ‘ A ‘ category Rs.    750/-
2 ‘ B ‘ Category Rs.   1250/-
3 ‘ C ‘ Category Rs.   2000/-