Bank Charges

S.NO Particulars NEW CHARGES
1 RTGS & NEFT Charges Charges per transaction
Upto Rs. 10000 Rs. 3/- + GST
Rs. 10001 to Rs. 1 Lac Rs. 5/- + GST
Rs. 100001 to Rs. 2 Lac Rs. 15/- + GST
Above Rs. 2 Lac to Rs. 5 Lac Rs. 25/- + GST
Above 5 Lac Rs. 50/- + GST
2 IMPS Charges
Upto Rs. 10000 Rs. 6/- + GST
Rs. 10001 to Rs. 1 Lac Rs. 10/- + GST
Rs. 100001 to Rs. 2 Lac Rs. 30/- + GST
Above Rs. 2 Lac Rs. 50/- + GST
3 OBC Charges (Cheques):
Up to Rs. 5, 000/- Rs. 25/- + GST
Rs.5, 001 To Rs 10, 000 Rs. 50/- +GST
Rs.10, 000 To Rs. 1, 00, 000 Rs. 100/- + GST
Above Rs. 1, 00, 000 Rs. 1 per Rs. 1000/- or part there of with a
maximum of Rs. 500/- per instrument.
+GST
Returning charges on Cheques returned unpaid
shall be 50% of normal charges as above.
In case of more than one bank the charges
should be shared for amount up to Rs.1 Lac
and 50% of our bank’s charges for amount
above Rs.1 Lac.
4 IBC Charges (Bills):
Up to Rs. 1000/- Rs. 30/- +GST
Rs. 1001/- and up to Rs. 5000/- Rs. 50/- +GST
Rs. 5001/- and up to Rs. 10000/- Rs. 70/- +GST
Rs. 10001/- Above Rs. 50000/- Rs. 7/- per Rs. 1000/- or part thereof
with a minimum of Rs. 70/- +GST
Above Rs. 50000/- Rs. 5/- per Rs. 1000/- with a minimum
of Rs. 275/- +GST
Returning charges on Bills returned unpaid
shall be 50% of normal charges as above.
5 Cheque Book Issue Charges
Savings Account:
First cheque book of 15 leaves – Free and
there after
Rs. 2.50 + GST per leaf
Current / Overdraft / Cash Credit
Account:
First cheque book of 45 leaves – Free and
there after
Rs. 3/- + GST per leaf
6 Cheque Stop Payment charges:
For single cheque Rs. 150/- +GST
For more than one Cheque Rs. 150/- per cheque with maximum of
Rs. 500/- +GST
7 Cheque Return Charges:
Inward Cheque Return Rs. 200/- +GST per cheque
Outward Cheque Return Rs. 200/- + GST per cheque
8 Processing Charges on Advances:
For Cash Credit &
Overdraft Limits &All Term Loan
Up to Rs.1 Lac Rs.500/- + GST
Above Rs.1 Lac 0.50% of Loan Amount
On Review / Renewal of Cash Credit / Overdraft Limits – Same charges, as above
9 DD/ Pay Order Commission
Up to Rs. 1000/- Rs. 20/- +GST
Rs. 1001/- to Rs. 5000/- Rs. 40/- +GST
Rs. 5001/- to Rs. 1 Lac Rs. 60/- +GST
Above Rs. 1 Lac Rs.0.70/- +GST per. 1000/-
Lost Instruments Rs. 100/- +GST per Instrument
Cancelation Charges Rs. 150/- +GST per Instrument
10

Inspection Charges for Cash Credit

Overdraft Limits: (to be recovered every year)

For Cash Credit &
Overdraft Limits:
Up to Rs.1 Lac Rs.200/- +GST for every year
Rs.1 Lac &
Up to Rs.10 Lac
Rs.400/- +GST for every year
Above Rs. 10 Lac Rs. 1500/-+GST for every year
11 Bank Guarantee Commission:
Secured by 100% cash margin in the shape
of Bank Deposit & Cash Security
Rs.100/- +GST plus 25% of charges
as above, applicable to partly secured
bank guarantees. i.e. 1%
12 Minimum Balance Charges:
Saving Account: with Cheque facility Min. Rs.1000/- Rs. 150/- + GST
Saving Account: without Cheque facility Min. Rs.500/- Rs. 100/- +GST
Current Account : Minimum Rs. 3000/- Rs. 300/- +GST
13 Loacker Rent:
‘ A ‘ category Rs. 1000/- +GST
‘ B ‘ Category Rs. 1500/- +GST
‘ C ‘ Category Rs. 2250/- +GST
14 Cash Handling Charges
Rs. 50001/- to Rs. 100000/- Rs. 50/- +GST
Rs. 100001/- to Rs. 500000/- Rs. 100/- +GST
Above Rs. 500000/- Rs. 150/- +GST
15 Duplicate Statement Charges
Per Page Rs. 50/- +GST
Duplicate PassBook Rs. 50/- +GST
16 Inoperative to Operative Rs. 150/- +GST
17 Signature Verification Rs. 100/- per Signature
18 Photo Attestation Rs. 50/- per Photo
19 NACH
Mandate Charges Rs. 100/- +GST
Return Charges Rs. 150/- +GST
20 Debit Card Rs. 150/- per Card
21 SMS Charges (Quarterly) Rs.15+ GST
22 ATM Transaction
Financial Tr. with other Bank Rs. 20/- per transaction
Non financial Tr. Other Bank Rs. 15/- per transaction
23 Inspection of property every three years RS. 500/- per property
24 Charges for cancellation lien on NSC/IVP policy Rs. 100/-+GST per instrument
25 Mortgage creation charges other than
Housing Loans
Rs. 100/- per Lac or part thereof
26 Prepayment Charges for Mortgage Loan Rs. 1000/-+GST
27 Mobile banking activation charges Rs.100/-+GST
28 UPI /IMPS Activation charges Rs.100/-+GST
29 DEVIATION CHARGES ON LOAN AND ADVANCE RS. 1000+GST